What Credit Score Do You Need to Buy a Home?

Key takeaways One of the key elements lenders consider when you apply for a mortgage loan is your credit score. Various loan categories come with distinct minimum credit score criteria. Generally, the better your credit score, the lower interest rate you will be eligible...

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3 Secrets Shared by Everyone with a Perfect Credit Score

As of mid-2023, only 1.54% of Americans achieved a flawless FICO® Score of 850, as reported by Experian. This select group enjoys benefits such as premium rewards card offers and the most favorable mortgage interest rates. Additionally, having this impeccable credit score indicates that their...

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