金融資産8100万円で「労働をいつやめても問題ない」66歳男性が現役時代にお金 を使えばよかったと思う理由

相次ぐ物価上昇で「もはや老後資金は2000万円では済まないのでは」と、不安が増す昨今。ただ、「現役時代にもっと貯蓄すべきだった」と嘆く人がいる一方で、「元気なうちにお金を使うべきだった」と悔やむ人がいるのも事実です。 実際、年金生活でどれくらいお金が必要なのか。いくら貯蓄があれば安心して老後を迎えられるのか。All Aboutが実施したアンケート調査から、広島県在住66歳男性のケースをご紹介します。 回答者プロフィール 回答者本人：66歳男性 同居家族構成：本人のみ 居住地：広島県 リタイア前の職業：不明 リタイア前の年収：450万円 ...

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Major Social Security Changes Affecting 3 Groups of Older Americans: What You Need to Know

Multiple modifications to Social Security have been implemented this year, affecting approximately 68 million individuals who rely on Social Security benefits. These alterations include some positive developments for recipients—particularly beneficial for those potentially facing financial shortages. ...

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4 Essential Assets Retirees Should Never Liquidate for a Secure Financial Future

As you age and your financial circumstances evolve, you may be inclined to liquidate your retirement holdings for immediate benefits, particularly when dealing with issues such as inflation Fear and financial unrest can unsettle your mind. Nonetheless, even though you're retired, it doesn't imply...

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Retirement Regrets: What 25% of Aussies Wish They Did Differently After Quitting Work

Currently, there are 4.2 million retirees in Australia, and based on fresh insights from insurance company TAL, about 28 percent of these individuals regret not being more extravagant with their funds and savoring the initial stages of retirement more. retirement more. Another 16% expressed...

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Martin Lewis Reveals the 'Scary' Savings Rule You Need to Know

Think you’re saving enough For your retirement? Likely not, based on a commonly cited pension guideline mentioned by Martin Lewis . In the most recent issue of his newsletter, the founding figure of Money Savings Expert (MSE) directed attention towards pensions , featuring assistance on...

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How Much Should You Contribute to Your Pension to Retire Comfortably at 60?

There is no standard option anymore. retirement age in the UK; while you won't receive your state pension, pension Up until the age of 66, you have the option to retire early provided you have the financial means to do so. After retiring, you might not get a steady income anymore, yet bills...

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How Much Superannuation Will You Really Need for a Comfortable Retirement?

A major financial query for Australians revolves around determining the adequate amount of superannuation required. retire comfortably. Although the commonly quoted sum of $1 million might appear as the perfect goal, the truth is that there isn’t one-size-fits-all solution. The requirements...

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Why were almost a quarter of divorces in the past five years delayed?

Around one in six recent divorces were put off due to financial reasons, a survey indicates. Some 17 per cent of all divorces that took place in the last five years were deferred because of money worries, according to the research among divorcees for savings, protection and retirement business...

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Claim Early or Wait? The Surprising Scenarios Where Taking CPP at 60 Makes Perfect Sense

If you decide to claim the Canadian Pension Plan (CPP) earlier than usual, your monthly benefit could decrease by as much as 36%. Can you guess why someone might choose this option? The Canada Pension Plan (CPP), which is a retirement benefit, is financed through contributions made by both employees...

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Annuities or Dividend Stocks: Picking the Best Path for Retirement Security

When plotting your retirement strategy, the main aim is to establish a consistent and dependable source of income that will last throughout your life. Annuities can be an effective tool for this purpose. dividend stocks There are two typical methods to accomplish this. Certain individuals nearing...

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3 Compelling Reasons to Start Social Security at 62

If you have spent some time researching this topic, you likely have been encouraged to postpone applying for your Social Security retirement benefits for as long as feasible. This advice stems from the fact that the designated full retirement age—when you can receive 100% of your expected payouts—is...

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How Much Should Your Nest Egg Grow at Each Life Stage?

Everyone understands that a comfy retirement necessitates having a substantial savings fund. The size can vary significantly based on numerous elements such as your debt levels, overall health, and personal lifestyle choices (are you aiming for annual luxurious travels, or do you prefer more serene...

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Should Wyoming Be Your Retirement Haven?

If you're thinking of relocating for retirement , you might be considering Florida or Arizona And you might not be considering Wyoming. However, it’s worth giving some thought to, as it boasts many attractions. We can begin with its stunning natural scenery. For one thing, it boasts the Grand...

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How Much Superannuation Should You Have by Age 50?

If your goal is comfort, retirement , you will undoubtedly be looking to conclude your career with as much superannuation  as possible. However, what should you possess upon retirement? Similarly important, what should you have achieved financially by the age of 50 to guarantee you'll...

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Should You Apply for Spousal Social Security Benefits? Know These 3 Key Points First

Social Security benefits form a crucial part of the majority of retirement strategies, yet spousal benefits aren't getting sufficient recognition. A lot of individuals aren't aware that they have the option to stake a claim on retirement benefits through their partner’s earning record, which could...

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How to Inherit an IRA Without Facing a Massive Tax Bill

Individuals who recently came into possession of retirement accounts now have clarity from the Internal Revenue Service regarding the process for withdrawing funds. Several tactics can assist you in minimizing what goes to the IRS unnecessarily. The bewildering rules surrounding inherited Individual...

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